|
Do I Qualify ?
To qualify for Social Security Disability benefits (SSDI), you must meet certain criteria outlined by the Social Security Administration (SSA). First, you must have worked a job that Social Security covered (i.e., you must have paid a Social Security tax). Next, your medical condition(s) must meet Social Security’s definition of disability and be unable to work for at least one year.
Social Security will continue to pay disability benefits as long as you remain disabled. Further, the Social Security Administration (SSA) has created numerous “work incentives” that offer assistance in health coverage and other benefits for your transition back to the workplace.
If you are receiving Social Security Disability benefits when you reach full retirement age,* your disability benefits convert to retirement benefits. However, the amount will not change.
*Age To Receive Full Social Security Retirement Benefits
Birth Year |
Full Retirement Age
|
1937 or earlier |
65
|
1938 |
65 and 2 months
|
1939 |
65 and 4 months |
1940 |
65 and 6 months |
1941 |
65 and 8 months |
1942 |
65 and 10 months |
1943-1954 |
66 |
1955 |
66 and 2 months |
1956 |
66 and 4 months |
1957 |
66 and 6 months |
1958 |
66 and 8 months |
1959 |
66 and 10 months |
1960 or later |
67 |
You cannot receive Social Security Retirement benefits before age 62.
If you continue to work after full retirement age, you may be eligible for delayed retirement credits which would increase the amount of your monthly checks.
|